A cookie is simply a file that when a website user visits a website, a cookie is installed onto their machines (phone, tablet/laptop etc.) browser settings to improve the user experience and also to track their usage, i.e. how long they were on the site, what pages they viewed etc. but the analytics ‘stored’ are not personalised, they are just an ID number essentially so you don’t know who did what – they just become a number so when you view your web analytics you can see X many visitors did this and Y many visitors did that.
Cookies are small text files that are downloaded on to your computer (or other internet-enabled devices, such as mobile phones and tablets). Cookies are stored in your browser’s file directory. Next time you visit the website, your browser will read the cookie and relay the information back to the website or element that originally set the cookie.
You have the option to stop your browser from accepting cookies. However, if you choose to disallow cookies, some website features may not function properly or optimally and you may not be able access your accounts online.
More information about cookies can be found on allaboutcookies.org.
Cookies can allow you to use functions such as being able to find and compare mortgages and use secure online application forms. If you leave a secure session window open when logged in, cookies will enhance your security by prompting you to end, and/or automatically ending your secure session.
When we include links to other websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit. We recommend you read their policies as FUM is not responsible or liable for their privacy practices.
Third parties are trusted suppliers to FUM and include those partners who provide important functionality to our websites. Third parties may include local suppliers to FUM, such as website providers.
The browsers of most computers, smartphones and other web-enabled devices are typically set up to accept cookies. If you wish to amend your cookie preferences for this site, any local sites or any other websites, you can do this through your browser settings. Your browser’s ‘help’ function will tell you how to do this. However, please remember that cookies are often used to enable and improve certain functions on our site. If you choose to switch certain cookies off, it is likely to affect how our site works.