Think carefully before securing other debts against your home. Consolidating debts in to one loan may cost more in the long term. Your home may be repossessed if you do not keep up repayments on your mortgage. The overall cost for comparison is 5.3% APR typical for mortgages and 20.9% typical for secured loans*. The actual rate available will depend on your circumstances. Ask for a personalised illustration. A broker fee is charged but only on completion and is typically £1,000 to £3,000. * Secured loans are not regulated by the Financial Services Authority