PRIVACY STATEMENT
It is important that you are aware of, and give consent to, the manner in which your personal data is used by First Union Finance (UK) Ltd and First Union Mortgages Ltd.
The information you supply to us will be used and processed by us in any media for the purposes of :
- providing the information to and searching the files of one or more licensed credit reference agencies (such agencies will keep a record of such search to confirm the information and for the purposes of credit assessment or account administration)
- to disclose the information to credit reference agencies when requested by them for consideration of any future applications for finance made by you or members of your household/family or for fraud prevention and/or tracing debtors - the agencies may also disclose your information to other lenders for these purposes
- to disclose the information to any other company within the First Union Finance group of companies and/or to other potential lenders/mortgagors and/or to mortgage brokers or third parties (e.g. debt counsellors and insurers) for the purposes of assessing your application, and administering and enforcing any subsequent loan which may be granted
- disclosing the data to any third party who replaces First Union in its capacity as broker
DATA PROTECTION ACT 1998
I/we agree that First Union and any lender resulting from this application (the "Lender") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-
- to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the Lender, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the Lender will record false or inaccurate information if this is given by me/us and fraud is suspected.
- to disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes)
- to disclose the Data to any other company within the Lender's group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application;
- to disclose the Data to any third party who replaces or who may replace my/our Lender
I/we confirm that I/we have the consent of any third party whose details I/we may disclose to First Union to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us.
Prevention of money laundering
The Lender and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.
Right of subject access
Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information, which we hold concerning you on payment of a fee.
Cookies & Web Beacons
Cookies are a small piece of information placed on your computer's hard drive through your web browser to enable the First Union to identify and maintain specific information about how users behave when they visit and return to our website. Cookies make using the website's facilities quicker, easier and more convenient, and they enhance the website services or functions available to the user.
Cookies can be deleted from your hard drive or you can configure your web browser so that it rejects cookies. To learn more about cookies and how to reject them, visit www.aboutcookies.org. Rejection of cookies will not prevent you from using most of the features on our Website. If you experience any problems having deleted cookies, you should contact the supplier of your web browser
First Union also include web beacons (also known as clear GIFs or web bugs) in our marketing to track the success of individual channels. This means that if you open an email from us we can see which of the pages of our website you have visited. Our web beacons do not store any information on your computer.
First Union uses cookies and web beacons for the following purposes:
- To count the number of visitors to the website through specific channels
- To determine whether you have acted on an email or clicked on a link.
- To compile aggregated statistics on how successful a specific marketing campaign has been
- To establish levels of interest in particular items or aspects of the website or particular products and services available on the website
Marketing preferences
First Union may occasionally send information to existing and previous clients regarding new services and special offers. If you wish to change your marketing preferences click here.